November 5, 2026
Free Divorce Asset Worksheet: How to List and Divide Property Fairly
November 5, 2026
A divorce asset worksheet is a list of everything you and your spouse own and owe, with each item's value, who has it now, and whether it's marital or separate property. To fill one out, gather your account statements, walk through your home room by room, and write down every asset and debt. A complete worksheet is the starting point for dividing property fairly, whether you settle on your own, work with a mediator, or go to court.
Below you'll find what to include, how to tell marital property from separate property, a free worksheet you can copy, and a simple way to divide household items without the arguments.
This guide is general information, not legal advice. Property laws vary by state, so talk with a family law attorney or mediator about your situation.
List everything, even items you assume will be easy to split. It's easier to agree on a complete list than to argue about what was left off. Most worksheets cover:
Household items are the category people most often skip, and often the one that sparks the most disagreement. A dining table or a box of family photos may not be worth much on paper, but they often matter most.
In general, marital property is what either spouse acquired during the marriage, from the wedding until the date of separation. It usually includes the home, cars, accounts, retirement savings, furniture, and household goods, along with debts taken on during the marriage.
Separate property usually includes what each person owned before the marriage, plus gifts and inheritances given to one spouse. Separate property can become marital if a couple treats it as shared, for example by putting an inheritance into a joint account. When you're unsure, mark the item "not sure" on your worksheet and ask your attorney or mediator.
How property gets divided depends on your state. Nine states are community property states: Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin. In these states, marital property is generally split equally. Alaska lets couples opt in to community property rules.
Most other states use equitable distribution, which aims for a fair division that isn't always 50/50. Either way, the first step is the same: a complete, accurate list.
Set up a spreadsheet or a printed page with these seven columns, then add one row for each item or account:
Here's how a few illustrative rows might look:
Prefer to keep it all in one place? Track every item in Nemu, with photos, values, and notes, so you and your spouse are working from the same list. When you're ready, download it as a spreadsheet to complete your worksheet or share it with your attorney or mediator.
Accounts and the house usually get divided with numbers. Household items are harder, because the value that matters to each person isn't always the price. Going through the house together, item by item, can turn small decisions into big arguments.
A structured process takes the pressure off:
Nemu was built for exactly this. You can build your inventory from photos, then run a division round. With Fair Divide, each of you privately scores items from 0 to 100, and Nemu's algorithm finds a balanced split based on your own scores. With Pick & Pass, you take turns choosing one item at a time. Either way, you get a clear record of who receives what, which you can export and share with your attorney or mediator. Learn more about how Nemu helps couples divide property during a divorce.
Every fair division starts with knowing what you have. Fill out the worksheet above, or track everything in Nemu so photos, values, and decisions stay in one place, then download your list whenever you need it for your worksheet.
Once your divorce is final, see our guide to the 9 essentials for updating your estate plan after divorce.
You can copy the free worksheet on this page into a spreadsheet or print it. You can also track your items and accounts in Nemu and download them as a spreadsheet to fill in a worksheet. Many state court self-help centers publish their own property and debt worksheets, so check your state's court website for any forms your court expects.
Marital property is generally anything either spouse acquired during the marriage, including the home, vehicles, bank and retirement accounts, furniture, and household goods. Debts taken on during the marriage usually count too. State laws vary, so confirm with an attorney or mediator.
Usually not. Gifts to one spouse and inheritances are generally separate property. They can become marital property if they're mixed with shared assets, such as an inheritance deposited into a joint account.
A community property state generally splits marital property equally in a divorce. The nine community property states are Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin. Alaska lets couples opt in.
Start with a shared list of every item, with photos and fair market values. Then use a method you both agree to in advance, such as taking turns choosing or privately scoring what each item means to you. Tools like Nemu let you do this remotely and keep a record of the result.
List anything either of you wants to keep, plus anything with meaningful value. Small, low-value items can be grouped, like "kitchen dishes," unless someone wants something specific.
Sources: Alaska Court System Self-Help Center, LegalZoom.
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